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We Offer
No matter what type of loan you need, we're with you every step of the way.
Let us find you the perfect loan to go with it.
PURCHASE A HOME
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
REFINANCE YOUR HOME
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!.
APPLY NOW
Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
MORTGAGE PAYMENT CALCULATOR Calculate How Much Your Monthly Mortgage Payment Could Be.
* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
Mortgage Loans in California!!!!
Welcome to the official site of Mortgage Options Funding. We are a full service mortgage company based in Valley Center, Ca. We specialize in Residential Purchase and Refinance Loans. We also proudly serve the entire state of California. Whether you are buying a home of refinancing, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following:
FHA | FHA 203k | VA | USDA | HomePath | Jumbo| Conventional
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline
VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo
Contact Mortgage Options Funding today to discuss your options, and find out which program will best suit your needs.